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Follow live updatesGet our breaking news email, free app or daily news podcastTram passengers in Melbourne will be able to pay for their trip using a bank card, smartphone or smartwatch from today.The long awaited expansion of tap-and-go payments follows a staged roll out to the city’s train network and main regional routes. Buses are expected to follow.From today, you can step off a train and straight on to a tram using the same phone, watch or bank card.Four in five tap and go trips are already being made with a phone or smartwatch – showing more Victorians are leaving